Lightstone and 1st for Women Logos

Protection for your home, peace of mind for you.

Complete this form for a buildings insurance quote, and we’ll call you back.

Because every home deserves a safety net

You love your property, and with buildings insurance, you can protect it from life’s unexpected risks. Lightstone and 1st for Women have partnered to bring you cover you can count on. When fires, lightning, burst water pipes, storms, floods, falling trees, and other surprises strike, your home’s structure will be ready to bounce back.

1st for Women Client

Please note: this does not constitute financial advice.

Because every home deserves a safety net

Free valuation report

Request an obligation-free quote from 1st for Women today and you’ll receive a FREE Lightstone property valuation report that unlocks property insights and helps you understand your home’s true value.

Request a quote

1st for Women Client

Please note: this does not constitute financial advice.

Free valuation report
Cover that springs into action for you

Cover that springs into action for you

We have your back with home insurance tailored to your needs.*

Home Assist
Get speedy assistance for home emergencies and we'll cover the call-out fee. You'll also get one hour's labour for electricians, locksmiths, plumbers or glaziers when you have an emergency.
Medical Assist
With our buildings insurance, you get immediate telephonic medical help 24/7 from trained professionals.
Request a quote

Claims made simple? Yes, please!

“I recently claimed on my buildings insurance policy with 1st for Women. It took three days and the money was in my account. I registered the claim using their app and it was hassle free and straightforward. Thank you.”

1st for Women Client

Please note: this does not constitute financial advice.

Claims made simple? Yes, please!

Brought to you by South Africa’s top short-term insurer

1st for Women Insurance was established in 2004 to offer car, home, business and value-added insurance products specifically designed for women. Our core values are about inspiring women, giving them a platform to connect, and giving value for money through benefits that help women feel safer on the road and at home. In 2025, we were named “Top Insurer in the Short-Term Insurance Industry” in the Ask Afrika Orange Index® Benchmark.

1st for Women Client

Please note: this does not constitute financial advice.

Brought to you by South Africa’s top short-term insurer

You Ask, We Answer

What does home contents insurance cover?

Home contents insurance protects the items inside your home, like furniture, electronics, appliances, clothing, and valuables, against risks such as theft, fire, water damage, and natural disasters. It ensures you're financially covered if your belongings are damaged or stolen.

What’s the difference between buildings insurance and home contents insurance?

Buildings insurance covers the physical structure of your home, like walls, roof, windows, and permanent fixtures like built-in cupboards and plumbing. Home contents insurance, on the other hand, covers the movable items inside your home. You can choose one or both depending on your needs.

How do I know how much cover I need for my home contents?

A good rule of thumb is to walk through your home and list everything you’d want replaced if it were lost or damaged. Ascertain the replacement value of each item to ensure you’re not underinsured.

Are my belongings covered if I’m renting or living in a sectional title property?

Yes! If you're renting, home contents insurance still protects your personal belongings. If you live in a sectional title property, the body corporate usually covers the building, but you’re responsible for insuring your own contents. Always check your lease or body corporate agreement for details.

By submitting the form, you consent to Lightstone collecting and processing your personal information for the purpose of providing you with a buildings insurance quote and related services. We are committed to protecting your privacy — you can read our full policy here.

If you no longer wish to receive communications from Lightstone, you can update your subscription or opt out at any time on this preferences page.

First for Women Insurance Company Limited is a licensed non-life insurer and financial services provider. Terms and Conditions online.